One of the most important things you can do for your wealth, is make the right decisions with your health.
A lot of people I know, only go to the doctor when something is wrong with them. And, in some cases, don’t go to the doctor at all, but use the emergency room as a “stop gap measure” when it comes to the health.
Unless they are that sick, they don’t go to see a doctor.
But that decision could really be hurting them financially.
An NIH study reports the average emergency room visit now costs 40 percent more than a month’s rent. Think about that.
That’s a bunch of hard earned money.
Now I know it’s not good to run to the doctor all the time either. But if you are careful, and do what you can to stay healthy, your risk of getting sick can be reduced.
Stay healthy on a budget
Here are my top tips for staying healthy on a budget.
- I know we all hate it. But find something you can do to get your body moving. Swim, walk, dance, ride a bike… anything that gets your heart rate up at least 3-4 times a week. Exercise helps reduce stress and creates the release of hormones in your body that regulate much of your body.
- Take a daily multi-vitamin. Our food supply has changed so much with industrialization that we no longer get the nutrients we need in the food consume. Make it a habit and take one every morning.
- Only eat foods that don’t come in a box. Choose meats, fruits, vegetables, cheeses and non-processed foods. If you go to the grocery store, stick to the outside aisle. Processed foods are harder for your body to process and are mostly lacking in any type of nutrition.
- Supplement with CoQ10. As you get older, your body makes less of this vital nutrient. Important for heart health.
- De-stress. Take an hour just to breathe and think. If you like yoga, take a class. Most local adult education courses offer yoga for a low price. Or get a DVD and practice at home. Getting oxygen moving through your body will do wonders to keep you healthy.
- Smile – find something to laugh at. They say laugher is the best medicine and I agree that daily laughing releases tension. And that keeps your body working more efficiently.
- Listen to your body. If you are in tune with your body, you’ll know when something is really wrong.
And lastly – if you feel something is wrong – go to your general practitioner right away. Most insurance companies have a low co-pay or initial office visit. Ignoring a problem won’t make it go away… and could often come with a much bigger expense if you ignore it until it’s an emergency.
I’m all for keeping the health expenses down – so more money goes into my own pocket.